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NOTICE OF
CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION
ACCOUNTS
All funds in a "noninterest-bearing
transaction account" are insured in full by the Federal Deposit
Insurance Corporation from December 31, 2010, through December 31,
2012. This temporary unlimited coverage is in addition to, and
separate from, the coverage of at least $250,000 available to
depositors under the FDIC's general deposit insurance rules. The
term "noninterest-bearing transaction account" includes a
traditional checking account or demand deposit account on which the
insured depository institution pays no interest. It does not include
other accounts, such as traditional checking or demand deposit
accounts that may earn interest, NOW accounts, money market deposit
accounts, and Interest on Lawyers Trust Accounts ("IOLTAs")
For more information about temporary FDIC insurance coverage of
transaction accounts, visit
www.fdic.gov.
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