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 What's New at Community First Bank

These new features will be available during the first part of 2007.
WHAT THESE NEW PRODUCTS CAN DO FOR YOU!

INTERNET BANKING Access your Account 24 hours per day, 7 days per week
View and Print your Bank Statement
View Balance(s) and Account Activity
Transfer funds between accounts
Make loan payments from your checking or savings account
See if a specific check has cleared your account
Confirm that an automatic deposit has been made
Confirm that an automatic payment has been made
On-Line Bill Paying Pay bills from your computer at home, or work or on the road. This will save money in the cost of an envelope & stamp
New Checking Accounts for Our New Products

COMMUNITY BASIC CHECKING

ACCOUNT SERVICES

FEES FOR SERVICES

Minimum Balance None
On-Line Monthly Bank Statement Free
Mailed Monthly Bank Statement $5.00 per Month  (OPTIONAL)
Internet Banking Free
On-Line Bill Paying "Classic" $5.95 Per Month.  .25 cents for each online bill pay in excess of 24 per month
On-Line Bill Paying "Plus" $8.95 Per Month.  .25 cents for each online bill pay in excess of 24 per month
Visa Check Card Free

48 FREE CHECKS FOR NEW ACCOUNTS

COMMUNITY ADVANTAGE CHECKING

ACCOUNT SERVICES

FEES FOR SERVICES

Minimum Balance $1,000
If your balance falls below $1,000 on any day of the month, your account will be subject to a $7.00 Flat Service Fee
If your balance falls below $1,000 on any day of the month, your account will be subject to a $0.20 per debit item charge for that statement cycle.
Interest Earned on Current Collected balance of $1,000 or greater.
On-Line Monthly Bank Statement Free
Mailed Monthly Bank Statement Free
Internet Banking Free
On-Line Bill Paying "Classic" Free  .25 cents for each online bill pay in excess of 24 per month
On-Line Bill Paying "Plus" $5.95 Per Month.  .25 cents for each online bill pay in excess of 24 per month
On Line Bill Paying Free
Visa Check Card Free
Bank Cashiers Checks Free
Travelers Checks Free

48 FREE CHECKS FOR NEW ACCOUNTS

COMMUNITY OPTIMUM CHECKING

ACCOUNT SERVICES

FEES FOR SERVICES

Minimum Balance $5,000
If your balance falls below $5,000 on any day of the month, your account will be subject to a $10.00 Flat Service Fee
If your balance falls below $5,000 on any day of the month, your account will be subject to a $0.20 per debit item charge for that statement cycle.
Interest Earned on Current Collected balance of $5,000 or greater.
On-Line Monthly Bank Statement Free
Mailed Monthly Bank Statement Free
Internet Banking Free
On-Line Bill Paying "Classic" Free   .25 cents for each online bill pay in excess of 24 per month
On-Line Bill Paying "Plus" $5.95 Per Month.  .25 cents for each online bill pay in excess of 24 per month
On Line Bill Paying Free
Visa Check Card Free
Bank Cashiers Checks Free
Travelers Checks Free

48 FREE CHECKS FOR NEW ACCOUNTS

COMMUNITY PIONEER CHECKING      (55 Years or Older)

ACCOUNT SERVICES

FEES FOR SERVICES

Minimum Balance No Minimum Balance
Mailed Monthly Bank Statement Free
Internet Banking Free
On-Line Bill Paying "Classic" Free   .25 cents for each online bill pay in excess of 24 per month
On-Line Bill Paying "Plus" $5.95 Per Month.  .25 cents for each online bill pay in excess of 24 per month
Visa Check Card Free
Bank Cashiers Checks Free
Travelers Checks Free

48 FREE CHECKS FOR NEW ACCOUNTS


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